[John Henry Smith, during the 1893 recession]
My affairs at this writing are in bad fix. I owe much money and am paying no interest on it. Times are hard. Many people are without the necessities of life. My heart bleeds for my Kind. Confidence seems lacking in the breast of men everywhere in the world.
[Jean Bickmore White (editor), Church, State, and Politics: The Diaries of John Henry Smith, Signature Books in association with Smith Research Associates, Salt Lake City, 1990, http://bit.ly/johnhenrysmith]